Among all Blackjack variants, Face Up 21 is the most transparent and the top choice for strategic players. In standard Blackjack, one of the dealer's cards stays hidden – and that hidden card is the source of much of the uncertainty. In Face Up 21, however, both of the dealer's cards are revealed from the start. This means you can make every decision – Hit, Stand, Double Down, or Split – with full information in hand.
Playing Face Up 21 at bet165 for the first time feels genuinely different. With the dealer's full hand visible from the start, every decision becomes far more calculated. You know exactly what you're up against, and you can plan your moves accordingly — that level of transparency takes the game to a whole new dimension.
That said, it's not quite as straightforward as it sounds. In exchange for showing both dealer cards, certain rules have been adjusted to maintain the house edge. The key difference is that in Face Up 21, a Blackjack (21 on the first two cards) pays at 1:1 rather than 3:2. The dealer also hits on Soft 17, and on a Tie (Push), the dealer wins. On the flip side, reaching 21 with five or more cards guarantees an automatic win – this is known as "Five Card Charlie" or "Seven Card Charlie."
One of the standout features of this game at bet165 is the bonus payouts: Five Card 21 pays 2:1, and Seven Card Charlie pays 3:1. This makes the game extra exciting — even a low-value hand doesn't have to be a dead end when you can keep drawing for a better result.
Among the many blackjack variants available in Bangladesh, Face Up 21 is rapidly gaining popularity. Thanks to bet165's Bengali game guides, local payment options, and 24/7 support in Bengali, even first-time players can pick up the game with ease. And of course, you can always practice for free in demo mode.
On the mobile experience: Face Up 21 at bet165 is fully mobile-optimised. You can play directly from your browser on both Android and iOS. The table cards, betting chips, and all buttons are specifically designed for touchscreen use. No app download required.
The game is played with 6 standard 52-card decks. At the start of each hand, both the player and dealer receive two cards — but the key difference is that both of the dealer's cards are dealt face up. The player then decides their next move. The objective remains the same: score higher than the dealer without going over 21.
Card values: Ace = 1 or 11; Face Cards (K, Q, J) = 10 each; all other cards at face value. The dealer always Hits on Soft 17 or below, and Stands on Hard 17 or above. On a Tie (Push), the dealer wins — a key difference from standard Blackjack.
The most exciting feature of this game is the Multi-Card 21 bonus. Hit 21 with five cards and you get 2x your bet; with six cards it's 2.5x, and with seven cards you walk away with 3x your stake. These combinations pay out more than a standard Blackjack or regular win, making the game all the more thrilling.
Example: Say you hold A-2-3-4-Ace — that's 11 or 21 across five cards. At bet165, a Five Card 21 on a ৳5,000 bet pays ৳15,000! That's far more than a standard Blackjack win.
| Game Type | Face Up 21 |
|---|---|
| Number of Decks | 6 Decks (312 Cards) |
| House Edge | 0.41% |
| RTP | 99.59% |
| Blackjack Pays | 1:1 |
| Standard Win | 1:1 |
| Five Card 21 | 2:1 |
| Six Card 21 | 2.5:1 |
| Seven Card 21 | 3:1 |
| Dealer Soft 17 | Hit |
| Tie Result | Dealer Wins |
| Double Down | Any Hand |
| Minimum Bet | ৳100 |
Open Hand
Seeing both of the dealer's cards makes it clear which decision you should take.
Dealer's Hand (Fully Visible)
Dealer's 16 – Weak Hand, Take a Hit
Your Hand – Stand
Your 18 > Dealer's 16 – Stand!
Five Card Charlie – Special Reward!
5-Card 21! Pays 2:1 (double your bet)
Basic Strategy
Since both dealer cards are visible, the strategy chart differs somewhat from that of European Blackjack.
| Your Hand | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
|---|---|---|---|---|---|---|---|---|---|---|
| 8 or Under | H | H | H | H | H | H | H | H | H | H |
| 9 | H | D | D | D | D | H | H | H | H | H |
| 10 | D | D | D | D | D | D | D | D | H | H |
| 11 | D | D | D | D | D | D | D | D | D | H |
| 12 | H | S | S | S | S | H | H | H | H | H |
| 13–16 | S | S | S | S | S | H | H | H | H | H |
| 17+ | S | S | S | S | S | S | S | S | S | S |
| Your Pair | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
|---|---|---|---|---|---|---|---|---|---|---|
| A–A | P | P | P | P | P | P | P | P | P | P |
| 8–8 | P | P | P | P | P | P | P | P | H | H |
| 9–9 | P | P | P | P | P | S | P | P | S | S |
| 10–10 | S | S | S | S | S | S | S | S | S | S |
| 6–6 | P | P | P | P | P | H | H | H | H | H |
Game Features
Both dealer cards are visible from the start – no hidden information. Play with the full picture and make truly informed decisions.
Hit 21 with seven cards and you're rewarded at 3:1. Five cards pays 2:1, and six cards pays 2.5:1. These features are what make Face Up 21 truly unique.
With optimal strategy, RTP reaches up to 99.59% — one of the highest across all games at bet165.
Side Bets available include Three of a Kind, Suited Trips, and more — with special combinations paying up to x30.
Runs flawlessly on Android and iOS. No app needed – enjoy the full experience right from your browser.
Bet165's RNG is independently verified by a third party. Your personal data and funds are fully protected with SSL encryption.
Face Up 21 lets you place a Side Bet alongside your main wager, giving you the chance to win big from a small stake.
Awarded when your 2 cards and the dealer's 1 card together form Three of a Kind.
Win the Side Bet when your first two cards form a pair.
Win with a two-card total of 20. The highest payout comes from two Queens of Hearts.
Bet on whether the dealer will bust. If the dealer busts, payouts vary based on the number of cards.
| Subject | Face Up 21 | European BJ | American BJ |
|---|---|---|---|
| Dealer's Card | Both Face Up | 1 Face Up | 1 Face Up |
| BJ Payout | 1:1 | 3:2 | 3:2 |
| Tie Result | Dealer Wins | Push (Draw) | Push (Draw) |
| Five Card 21 | 2:1 | None | None |
| Seven Card 21 | 3:1 | None | None |
| Dealer Soft 17 | Hit | Stand | Varies by Casino |
| RTP (with Optimal Strategy) | 99.59% | 99.5% | 99.4% |
| Hole Card | None | None | Available |
Face Up 21 is ideal for players who prefer making strategic decisions with full information. Losing on a tie is an added challenge in this game – but the Five/Seven Card Charlie bonuses more than make up for it.
How to Get Started
Create your account on bet165 in just 2 minutes with your mobile number and password. A 150% bonus is guaranteed on your first deposit.
Deposit a minimum of ৳200 via bKash, Nagad, or Rocket. Funds are credited to your balance instantly.
Select "Face Up 21" from the casino section. You can start by learning in demo mode.
See both dealer cards and choose to Hit, Stand, Double, or Split. Stay ready for Five Card Charlie!
Register at bet165 now and get a 150% bonus on your first deposit, plus exclusive cashback on Face Up 21!
Blackjack has a long and fascinating history, evolving and transforming over more than a century. Face Up 21 first gained popularity in Las Vegas casinos during the 1990s. The concept was simple: what if the dealer's cards were no longer hidden – would players enjoy the game more? The answer was yes – though the casino had to adjust the rules to maintain its house edge.
One of the key advantages of playing Face Up 21 at bet165 is that following a basic strategy chart becomes far easier when you have complete information. In standard Blackjack you have to guess at the dealer's hidden card – here, everything is out in the open. This is why many experienced players consider Face Up 21 a true "game of skill": with the right strategy, it's possible to bring the house edge close to zero over the long run.
Another key rule to understand is the Tie (Push). In standard Blackjack, a tie means your bet is returned. In Face Up 21, however, a tie goes to the dealer — and this is what drives the house edge. Statistically, around 8–9% of hands end in a tie per session, so the impact of this rule is significant.
That said, Five Card Charlie and Seven Card Charlie significantly offset this disadvantage. Whenever there's a chance to reach 21 with five or more cards, hitting is often the right call — especially when the dealer's hand is weak and you're holding multiple low-value cards.
If your points match the dealer's, you lose. Avoid standing on a hand that exactly ties the dealer — if there's any chance to draw another card, take the risk.
If you have 3–4 cards and your total is still between 14 and 17 while the dealer holds a strong hand, keep drawing with Five Card Charlie as your goal.
When the dealer's total falls between 12 and 16, there's a strong chance they will bust. This is the ideal time to Double Down or Split.
The top prize on the Lucky Ladies Side Bet is hitting two Queens of Hearts. Since this Side Bet carries a higher house edge, it's wise to keep your wager small.
In Face Up 21, Blackjack pays only 1:1. That's why it's always worth placing a larger bet when you have an Ace — the financial advantage of hitting Blackjack is reduced here.
Winnings are credited to your bet165 wallet instantly. Withdrawals of a minimum of ৳500 can be made via bKash, Nagad, or Rocket. Processing takes 2–4 hours for regular members and is even faster for VIP members. bet165's welcome bonus and cashback offers can be used on Face Up 21.
Face Up 21 is a relatively low-volatility game, meaning wins and losses tend to come at a fairly steady pace. It's advisable to wager 2–3% of your bankroll per hand. If you lose 30% of your bankroll in a single session, take a break.
Landing a Five Card Charlie or Seven Card Charlie brings a big reward, so it's wise to keep some balance in reserve for those special moments. Setting a Session Limit on bet165 makes it easy to avoid overspending.
Bet165 believes Face Up 21 is a game meant for entertainment. Always play within your budget and never chase losses by increasing your bets. This platform is strictly for players aged 18 and above. To learn more, visit our Responsible Gaming View Page.
Frequently Asked Questions
Register at bet165, claim your 150% bonus, and use both dealer cards to your advantage to win Seven Card Charlie!